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Payments / Explainer

Who holds the keys to your digital wallet?

Custodial and self-custodial wallets solve different problems.

Editorial illustration of digital paymentsEditorial illustration · not a photograph of a news event

A custodial service manages access to assets on behalf of its users. A self-custodial wallet gives its user control over the keys and responsibility for recovery.

Look beyond the app’s appearance: understand who can authorize transfers, how recovery works and what happens if the provider is unavailable.

Original source: Ethereum.org

Keep exploring

Payments / Explainer

Your next wallet might look very different

A closer look at digital wallets, stablecoins and the infrastructure behind cross-border payments.

BIS · 09/23/2026
Digital payments editorial illustration
Markets / Explainer

Market cap is not the amount of money invested

Price × circulating supply: a useful measure with important limits.

CoinGecko · 09/23/2026
Digital payments editorial illustration